Houston mortgage lenders provide services to a diverse group of customers, including first-time home purchasers looking to purchase a condo in the walkable EaDo neighborhood and commuting suburbanites living in The Woodlands or farther afield in Sugar Land or Katy. Additionally, H-Town lenders focus on the high-priced real estate available within the circle, such as at River Oaks.

Fairway Independent Mortgage

Borrowers who desire access to a broad array of mortgages, such as ITIN loans and remodeling loans, are the ideal candidates for this product.

Pros

• Provides a wide variety of lending options, such as Individual Taxpayer Identification Number (ITIN) loans for borrowers who do not have Social Security numbers, loans for home renovations, loans for self-employed borrowers, and mortgages guaranteed by the government.
• According to J.D. Power and Zillow, it achieves a high level of success in terms of customer satisfaction.

Cons

• The interest rates on mortgage loans for the various kinds of loans are not available online.
• According to the most recent statistics from the federal government, origination costs are on the higher end of the spectrum than those charged by other lenders.

loanDepot

Borrowers who want to complete their applications online and have access to a wide range of loan options may benefit from this lender.

Pros

• Customers who want face-to-face assistance may visit one of the many locations located around the nation.
• According to J.D. Power and Zillow, it achieves a high level of success in terms of customer satisfaction.
• According to the most recent statistics from the federal mortgage, interest rates for mortgages are typically on the lower end of the spectrum.

Cons

• You will need to speak with a loan officer to get mortgage rates since they are not accessible online.
• Home equity loans and lines of credit are not available via this lender.

Caliber

Beneficial for those who are purchasing their first home, military veterans, and those who have or may have difficulties overcoming credit concerns.

Pros

• Provides access to a wide variety of educational materials for borrowers in the military.
• Takes part in several initiatives that help first-time home buyers and down payment assistance.

Cons

• There is no online display of mortgage rates.
• Home equity loans and lines of credit are not available via this lender.

USAA

Veterans, active-duty military members, and qualified reservists applying for VA loans are the target audience for this phrase.

Pros

• Since VA loans make up most of USAA's business, the company is well-versed in the requirements necessary to qualify.
• First-time buyers may take advantage of our low down payment options and traditional mortgage loans.
• According to the most recent statistics from the federal government, the interest rates on mortgages offered by this mortgage are among the lowest available compared to those offered by other lenders.

Cons

• Does not provide loans via the FHA or USDA, as well as second mortgages.
• There is some information on mortgage rates available on the USAA website. You will need to get in touch if you want customized pricing.

PrimeLending

Beneficial for borrowers looking for help with closing costs, as well as those planning to either construct a new house or remodel an existing one.

Pros

• The complete online application allows for the uploading of documents and automatic loan updates.
• Provides a lock for an interest rate that might "float down."
• Provides a variety of mortgage and refinancing choices, including those backed by the government.

Cons

• No mortgage rates are available online; you will need to contact the lender for this information.
• Does not provide items related to home equity.

Bank of America

Beneficial for homeowners who are interested in a home equity line of credit as well as first-time home purchasers who are searching for choices requiring a low or no down payment.

Pros

• Provides help with programs for both the down payment and closing costs.
• It is possible to provide discounts on mortgage lender origination costs and HELOC interest rates to consumers already using the service.
• According to J.D. Power and Zillow, it achieves a high level of success in terms of customer satisfaction.

Cons

• It does not provide loans for home improvements that allow the expenditures to be rolled into the mortgage.

Flagstar

Beneficial for borrowers who desire a broad variety of alternatives, not just among mortgage products, but also through the channel that best suits their needs, whether it is a branch, the internet, or the phone.

Pros

• Provides access to various financing programs and products, such as FHA, VA, and USDA loans.
• Online application and tracking of the loan status are available for borrowers.
• Provides individualized online rate quotations and estimated monthly payments, including mortgage insurance premiums (where required).

Cons

• There are geographical restrictions placed on home equity loans.
• According to the most recent statistics from the federal government, origination costs are on the higher end of the spectrum than those charged by other lenders.